Glossary – Multiple Choice Questions (MCQs)

1. 25. What does the financial term 'CRR' mean?

   • A. Capital Requirement
   • B. Cash Reserve Ratio
   • C. Credit Risk Rate
   • D. Collateral Ratio

2. 26. What does the financial term 'SLR' mean?

   • A. Statutory Liquidity Ratio
   • B. Stock Liquidity
   • C. Saving Loan Rate
   • D. Subsidy Level

3. 27. What does the financial term 'Liquidity' mean?

   • A. Lack of funds
   • B. Availability of cash
   • C. Fixed deposit
   • D. Loan default

4. 28. What does the financial term 'Insolvency' mean?

   • A. Profit state
   • B. Excess cash
   • C. Inability to pay debts
   • D. Revenue growth

5. 29. What does the financial term 'Assets Under Management' mean?

   • A. Bank balance
   • B. Investor wealth
   • C. Portfolio size
   • D. Loan interest

6. 30. What does the financial term 'Underwriting' mean?

   • A. Policy drafting
   • B. Guaranteeing a sale
   • C. Bank deposit
   • D. Stock dividend

7. 31. What does the financial term 'Credit Rating' mean?

   • A. Bank grade
   • B. Loan type
   • C. Borrower credit score
   • D. FD limit

8. 32. What does the financial term 'Base Rate' mean?

   • A. Highest loan rate
   • B. Lowest interest rate
   • C. RBI guideline
   • D. Tax rate

9. 33. What does the financial term 'Overdraft' mean?

   • A. Loan
   • B. Extra funds over balance
   • C. FD
   • D. Mutual fund

10. 34. What does the financial term 'Cheque Bounce' mean?

    • A. Cleared cheque
    • B. Rejected cheque
    • C. Paid cheque
    • D. Saved cheque

11. 35. What does the financial term 'Digital Payment' mean?

    • A. Cash payment
    • B. Online transaction
    • C. Cheque
    • D. EMI

12. 36. What does the financial term 'UPI' mean?

    • A. Unique Personal ID
    • B. Unified Payments Interface
    • C. Union Pay India
    • D. User Pay Instant